Fexr provides automated compliance and verifiable governance for communities through its smart contract-powered, crowd-verified oracles.
Fexr provides automated compliance and verifiable governance for communities through its smart contract-powered, crowd-verified oracles.
A friend asked where to eat. Someone in your group chat flagged a deal before it sold out. A colleague wanted to know if that gadget was worth buying. This kind of knowledge — everyday, casual, trusted — drives billions in decisions every year. Platforms already profit from it. The people who actually know things? They get nothing.
That's starting to change.
That's the global loyalty management market. Points, miles, cashback — most of it expires unused. The next generation of loyalty isn't points. It's ownership.
Fortune Business Insights, 2024 global loyalty market valuation
Think about the groups you're already part of. A WhatsApp thread where people share deals. A Discord server where traders flag setups. A neighbourhood chat where parents warn each other about scams.
Those groups already shape real decisions — but the value stays informal. It vanishes the moment someone scrolls past.
Now imagine the same group, but members stake a small amount — say $10 in USDT — to join. That stake does two things: it creates a shared treasury the group controls, and it gives each member something back — coupons to spend at partner stores, voting rights on how the treasury is used, or a share of what the group earns when businesses pay for its collective signal.
Some members also contribute information — a market observation, a product check, a local price report — and the group rewards them for it. Not because someone decided to be generous, but because the rules are baked into a contract nobody can quietly change.
That's a Club.
of online reviews are estimated to be fake. Brands spend heavily trying to tell real feedback from noise. A community with money on the line has every reason to be honest.
World Economic Forum; verified by independent e-commerce research
At its simplest: members stake — they put in real value, usually stablecoins like USDT — and the Club gives them something back. What they get depends on the Club.
In one Club, you stake $20 and receive coupons you can spend at partner stores — real discounts backed by real money in the treasury, not expiring reward points. In another, you stake a smaller amount and optionally contribute information — a market tip, a shelf check, a product review — and earn a share of what the group's intelligence generates. Some Clubs are purely financial pools. Others blend staking with active participation.
Every Club has its own wallet, its own governance, and its own missions. The rules — how rewards are calculated, who gets what, how long your stake is locked — are written in smart contracts: code that executes automatically on a blockchain. Nobody can quietly change the terms. Not the Club creator, not Fexr, not anyone.
A blockchain is just a shared record that nobody owns and everybody can read. It's the reason this works without requiring you to trust a middleman. Every stake, every payout, every vote is public and permanent.
Clubs aren't one-size-fits-all. Here's what life looks like inside two very different ones.
A retail chain runs a Club. You stake $25 in USDT. In return, you get $30 worth of coupons redeemable at their stores. The brand pre-funds the coupon pool from their treasury. Your stake also earns a small yield over time. No tasks required — just commit and benefit.
A trading community runs a Club. You stake a small amount to join. Optionally, you pick up missions — flag a price anomaly, verify a supplier claim, submit a shelf photo nearby. Peers check your work. When confirmed, your share of the earnings hits your wallet automatically.
In both Clubs, Fexr provides the rails — member wallets, staking contracts, reward distribution, governance voting, and integrations with Stripe, Circle, and partner systems. The Club creator defines the rules. The code enforces them.
Whether you staked for coupons or earned by contributing, every transaction is recorded on a public blockchain. You can check where your stake went, how rewards were calculated, and what the treasury holds. No surprises, no hidden fees.
in loyalty points go unredeemed globally every year. Clubs replace expiring points with real stakes, real coupons, and real earnings — value that sits in your wallet, not in fine print.
ClRemember/Bond Brand Loyalty estimates, industry aggregate
If something sounds too good, it usually is. Here are the questions a thoughtful person would ask — and straight answers.
Not to start. You sign up with your email and a wallet is created for you. To stake, you'll need stablecoins like USDT — but many Clubs accept deposits through familiar payment methods, and some offer a small welcome balance. You see everything in dollar values, not confusing token names.
Two sources. First, member stakes — the USDT or USDC that members deposit into the Club's treasury. Second, the organisations that create Clubs — a retail brand funding coupon rewards, a research org paying for field reports, a trading firm seeding a signal pool. The smart contract manages how funds flow from treasury to members based on the Club's rules. See live signal examples
Two things. First, members have staked real money — cheating risks their own stake, not just a ban. Second, peer verification: your work is checked by multiple random members, not one person. Several people would have to independently agree on a fake submission — and each of them would be risking their own stake and reputation. The system is designed so that honesty is always the most profitable strategy.
Yes. Rewards are in stablecoins — digital currency pegged to the US dollar, so the value doesn't swing. You can move them to a bank account through payment partners like Stripe or Circle.
So that no one has to trust anyone. Every payout, every vote, every verification is recorded on a public ledger. Not even Fexr can change those records after the fact. It's the difference between "we promise to be fair" and "here's the receipt, check it yourself." How different blockchains compare
Staking is how you participate. You deposit stablecoins (like USDT) into the Club's treasury. What you get back depends on the Club: it might be coupons worth more than your stake, a share of the Club's earnings over time, or access to missions that pay separately. The lock period, the rewards, and the withdrawal terms are all visible before you stake — written in the smart contract, not a terms-of-service page. Most Clubs require some form of staking to join, because it aligns everyone's interests: members with skin in the game make the community more trustworthy. How virtual assets are tracked
A Club works because every side of it gets something real. Not marketing "value" — actual, measurable upside.
Depending on the Club, your stake can earn yields over time, unlock coupons at partner businesses, or give you access to paid missions. Some let you do all three. Your money works while it sits in the treasury.
Every mission you complete earns a verifiable badge. Over time, it's a track record any future Club or employer can check. It can't be faked and it doesn't disappear if a platform shuts down.
Members vote on Club decisions — which missions to prioritise, how to distribute funds, what rules to change. It's not a suggestion box. Votes are recorded and binding.
Your wallet, your badges, your governance votes — these are blockchain concepts happening naturally. By the time you wonder "what is a smart contract?", you've already used one.
Fexr deploys the entire system — staking contracts, member wallets, reward distribution, governance, and treasury management across Polygon, Solana, or Avalanche. You define the economics. We build the rails.
Replace expiring points with staking-based rewards. Members put in USDT and get back coupons, yields, or mission-based earnings. Engagement sticks because it's financially meaningful to both sides.
Need shelf audits, supplier checks, or market signals? Your Club members verify facts on the ground with photos, reports, and peer consensus. Not surveys — proof.
Connect Stripe, Circle, Shopify, QuickBooks, Discord, or your own systems. Forward-deployed engineers work alongside your team during setup. This isn't a SaaS login — it's infrastructure work.
Every signal shows who submitted it, who verified it, and the confidence score. You can trace the chain from raw observation to published insight.
Club members build public histories. You can see who's been consistently accurate over months, not just who posted last.
Filter signal feeds by industry, region, or type. Get notified when something anomalous comes through. Pull it into your tools via API.
Hundreds of people in a market checking things in real time is fundamentally different from a quarterly report compiled from secondhand sources.
You don't need to sign up or commit to anything. Browse a few active Clubs and see what people are actually working on. If something clicks, you can join with just an email.
No wallet setup needed — one is created for you. Download the Fexr app on iOS or Android and just explore.
Fexr is the infrastructure company behind Clubs — we build the staking contracts, wallets, governance tools, and integrations that large organisations need to run tokenized communities. Learn more about what we build.
Keep going
Staking flows, treasury mechanics, how governance votes trigger real payouts — there's an entire system underneath what you just read.
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